Benefit Information for Full-TIme Employees for FY25 Open Enrollment
**Open Enrollment begins May 1 and ends May 10th. All elections must be received by May 10th.**
All blue and bolded text has an information sheet linked to it. Just hover over the title and click.
FY25 Summary of Benefits for all Current Town Employees : Including Health, Dental, Stipends, Retirement, Sick and Vacation Accruals. Eye Insurance was added at the 4/29/24 BOS meeting and will be added to the summary. Information can be found further down this page.
FY25 Rate Sheet
Including Health, Dental, Buybacks and PD Stipends
Medical Insurance: Harvard Pilgrim through Benefit Administrator NH Interlocal Trust
Current employees have the option to remain with our current plan, the HMO SUPER $25 $500 with HRA.
HMO SUPER $25 $500 with HRA
HMO HDHP (High Deductible Health Plan) with HSA You must complete an NHIT enrollment forms AND a csONE HSA enrollment form. There is not an option to go back to the HMO SUPER if this plan is chosen.
For a side-by-side comparison of the plans, please click HERE. To watch the presentation, please use this link: Health Insurance Presentation explaining the new options
csONE Flexible Benefits Accounts: An enrollment form must be submitted to participate.
- Health Reimbusement Arrangement (HRA)
- Flexible Spending Account (FSA)
- Dependant Care Account (DCA)
- Health Savings Account (HSA)
- Limited Purpose -Flexible Savings Account (LP-FSA)
Dental Insurance: Northeast Delta Dental, though Benefit Administrator HealthTrust
Open enrollment is the time for adding family members if there has not been a qualifying event. Please use an enrollment form, below.
STIPEND FOR DECLINING INSURANCE (BUY-BACK)
Any eligible employee with current insurance coverage may decline Health and/or Dental insurance and receive a taxable stipend paid bi-weekly. Proof of current coverage for the employee, dependents and/or spouse is required. Please see the Health and Dental Declination forms (below) for details. Forms must be received by May 30, 2024
Retirement Plans- Deferred Compensation 457b
Full-time Employees have the option to have pre-tax deferred compensation in a 457b plan. Anyone hired before July 1, 2024 may choose to receive a Town contribution of 7% in lieu of joining the NH Retirement Sytem. Please speak to Administration of Finance for more information.
Corebridge (formerly VALIC)
Mission Square (formerly ICMA-RC)
NHRS for Town (Group 1) employees
Full time staff hired before July 1, 2024 have the option to join NHRS or receive a Town contribution of 7% to your choice of our two 457b plans. Employees should visit https://www.nhrs.org/ for information.
New hires after July 1, 2024 will automatically be enrolled.
SUPPLEMENTAL MEDICAL INSURANCE and EYE INSURANCE
- Colonial Life offers "gap" insurance. Please see the application below for suggested rates.
- Ameritas- The Town has contracted with Ameritas to offer employee-funded Eye Insurance. Enrollees have the option of choosing VSP or EyeMed. Payment will be deducted through payroll.
VENDOR CONTACTS
NHIT McKenzie McDouglal [email protected]
csONE Lisa Ouellette [email protected]
HealthTrust Teresa Williams [email protected]
Colonial Life/Ameritas Sonya Kinch [email protected]
Corebridge Brandon Dohery [email protected]
Mission Square Caroline Sorokos [email protected]
NH Retirement System [email protected] (603) 410-3500
